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土豪乐潭 We the Landlords • 查看主题 - 关于保险怎么买?

关于保险怎么买?

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版主: 小心翼翼的小地主, jy101, 瞎问瞎说

关于保险怎么买?

帖子Graphene » 2015-03-09 20:48

一直以来有个疑问,我看大家在讨论开销时,保险(home owner insurance)的开销似乎不是很大,经常看到一些人的SFH每月premium就40-50左右的样子,但是我这里怎么就要70-80呢?

我目前用的是Statefarm的,感觉客服挺不错的,而且我对比了allstate,nationwide一两家,SF收费还算低,不过我感觉是不是还能再低一点。(我目前还没有买伞险)
Graphene
 
帖子: 25
注册: 2015-03-02 17:24

Re: 关于保险怎么买?

帖子小心翼翼的小地主 » 2015-03-09 20:59

这个得看地方和房子情况,俺的房子的insurance都在$100左右,也想shopping around,找更便宜的insurance, 除了找不同的agent,还有一个办法就是把deduction加高。伞险is highly recommended for landlord,保额最好大概和你的assert 相当。
小心翼翼的小地主
小心翼翼的小地主
 
帖子: 600
注册: 2014-04-16 19:15

Re: 关于保险怎么买?

帖子Graphene » 2015-03-09 21:34

Graphene
 
帖子: 25
注册: 2015-03-02 17:24

Re: 关于保险怎么买?

帖子NJ-FL » 2015-03-10 10:09

If you just buy Rental Insurance, the premium could be a little cheaper. Try to call up some independent insurance agent too and they may recommend you some non-famous insurance company to get cheaper rate.
NJ-FL
 
帖子: 30
注册: 2014-05-21 8:29

Re: 关于保险怎么买?

帖子Graphene » 2015-03-10 21:16

Graphene
 
帖子: 25
注册: 2015-03-02 17:24

Re: 关于保险怎么买?

帖子小心翼翼的小地主 » 2015-03-10 21:23

小心翼翼的小地主
小心翼翼的小地主
 
帖子: 600
注册: 2014-04-16 19:15

Re: 关于保险怎么买?

帖子比花花还花 » 2015-03-10 22:53

Insurance premium is based on local. Have you tried Travelers? call through GEICO may give you some discount.
just do it!
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比花花还花
 
帖子: 583
注册: 2014-04-16 17:37
地址: Tucson

Re: 关于保险怎么买?

帖子Graphene » 2015-03-15 20:50

Graphene
 
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注册: 2015-03-02 17:24


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