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准备买 long term care insurance, 请建议
发表于 :
2014-10-28 12:12
由 laoyangjia
1. 哪家的比较好?
2. 注意事项?
谢谢
不知道帮顶一下
发表于 :
2014-10-28 12:31
由 小心翼翼的小地主
请问你和 laoyangdelp 是一家吗?
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-28 12:38
由 laoyangjia
laoyangdelp 就是额呀。
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-28 12:44
由 小心翼翼的小地主
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-28 20:10
由 SunshineInCA
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-28 20:41
由 jy101
I only recommend if over age of 55, too early just waste money.
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-28 21:20
由 laoyangjia
Thanks.
if your liquidable assets > 2 millions,
发表于 :
2014-10-28 21:29
由 jeepster
you don't need long term care insurance. Your assets is your insurance. To be conservative and possible super inflation, use 2.5 million
On the other hand, if your asset is less than 100k, you don't need it either. Medicare will take care of you.
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-29 0:52
由 jy101
I read once somewhere that on avg, 60% of nursing home residents will pass away within first 12 month, and very few last more than 3 years, and all insurance company are betting on that..
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-29 8:38
由 jeepster
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-29 14:31
由 laoyangjia
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-29 16:16
由 jy101
10+ years ago
发表于 :
2014-10-29 23:09
由 王金将
I bought Long term diability for lost income, which was the biggest risk I foresee at that time.
That's not Long term care though.
Re: 10+ years ago
发表于 :
2014-10-30 11:03
由 monkeyboy
Re: 准备买 long term care insurance, 请建议
发表于 :
2014-10-30 21:34
由 玉米地
Monthly Premium Rates per $100/day
Age 6 years unlimited
18-35$108.31 $136.44
36 $110.00 $137.84
37 $111.74 $139.28
38 $113.56 $140.08
39 $115.27 $141.18
40 $116.88 $142.59
41 $118.00 $143.73
42 $118.69 $144.58
43 $119.52 $145.74
44 $120.59 $147.22
45 $121.92 $149.01
46 $123.61 $151.12
47 $125.17 $152.90
48 $129.34 $157.12
49 $132.95 $160.49
50 $136.64 $163.78
51 $141.21 $167.84
52 $146.15 $172.13
53 $149.68 $175.34
54 $154.18 $179.85
55 $158.49 $184.21
56 $164.18 $190.33
57 $170.73 $197.62
58 $177.01 $205.02
59 $185.93 $215.56
60 $196.00 $227.59
60 $207.25 $241.11
62 $221.72 $258.54
63 $238.40 $278.30
64 $254.39 $296.98
65 $271.32 $316.79
66 $303.85 $354.65
67 $324.19 $378.15
68 $349.57 $410.39
69 $376.75 $442.64
70 $402.22 $471.19
71 $430.89 $502.35
72 $463.94 $537.72
73 $502.95 $576.88
74 $550.26 $625.17
75 $603.78 $680.67
76 $664.25 $744.71
77 $732.31 $818.46
78 $814.27 $909.41
79 899.72 1,006.31
建议越早买越省钱。
发表于 :
2014-10-31 21:25
由 玉米地
不知道你们能看懂吗?结论是越早越省钱。如果有问题再讨论。