記得以前jy還是德易有篇關與owner' financing的文章。

[mrskwok]

波城的那棟commercial condominiums 老賣不掉啊。尋思著幹脆搞屋主自貸好了。

頭期肯定不會讓步得30%吧要不還不如放著。哪種方式最保戶屋主？查了好象是land contract對屋主最有利。還有神馬要註意的嗎？可以寫5年ballon 到期必須付清或只能延個再2,3年嗎？還有嘛嘛嗎？

一頭霧水裡裡清啊，謝謝啊。

[jy101]

1. land contract, or contract for deed, 對屋主最有利, deed is not recorded at closing, but hold in escrow.
2. 可以寫5年ballon 到期必須付清, it is a must, you can always negotiate new term at the time, if you don't like the buyer at the time or property appreciate much, you can kick the buyer out if he/she can't get new loan somewhere else.

[mrskwok]

.....

[mrskwok]

During ballon term)租給屋主不喜歡的租客或租約？商業的一般都是長租約，最壞情況5年后買方走路屋主貌似還要honor舊租約，好的還好說，不喜歡的連甩也甩不掉麼？

謝謝大家。

[jy101]

of course you can itemed in your contract that all new leases must obtain seller final approval.

[jy101]

of course you can itemed in your contract that all new leases must obtain seller final approval.

[mrskwok]

。。。。