统计信息: 发表于 由 jy101 — 2015-03-25 19:10 — 回复总数 1 — 阅读次数 18631
]]>
统计信息: 发表于 由 jy101 — 2015-03-25 19:06 — 回复总数 1 — 阅读次数 31330
]]>
谈谈市场走向吧，如果是高点，卖不卖？如何继续投资？
美国地产的前途如何？ 中国的钱还继续来吗？
统计信息: 发表于 由 muchomoney — 2015-03-25 16:03 — 回复总数 3 — 阅读次数 21258
]]>
Basic Policy Deductible $2,500
Liability Property Damage Deductible None
Policy Coverages Amount Premium
Coverage A - Building(s) $299,000 $1,128.00
Coverage B - Business Personal Property $12,000 $23.00
Coverage C - Loss of Income - 12 Months Actual Loss Sustained
Coverage L - Business Liability - Per Occurrence $300,000 $189.00
Coverage L - Business Liability - Annual Aggregate $600,000
Coverage M - Medical Expenses $5,000
Basic Premium $1,340.00
Optional Coverages Amount Premium
Credits and Charges which have been applied Column1 Adjustment
Age of Building - Excl. Aux Structures (Per Location Adjustment)
Total Annual Premium: $1,340.00
Monthly Premium (Service charge not included): $111.67
麻烦大家了！
统计信息: 发表于 由 Graphene — 2015-03-25 16:03 — 回复总数 3 — 阅读次数 21716
]]>
so first of all, and by purely looking at only residential properties, here is how I see residential properties should classified.
1. single unit SFH/condo.
2. 2-4 units duplex/fourplex.
3. 5-60 units apartment complex.
4. 60-100 units apartment complex.
5. 100-200 units apartment complex.
6. 200+
category 1 and 2, basically the same, and this is where we all started, easy access to finance, hands on DIY. but the truth is, if in term of management, SFHs are not efficient; no two SFH build alike and distance to travel varies, you can not stock standard parts and always have to rely on local warehouses, so it can be expensive both in time and money.
category 3, banks usually consider anything 5 units or more commercial and lending terms are much more strict, aka they don't want your business unless you sign over your first born child and have money in their depository account. but by the same token, sellers have harder time to sell, because not many banks willing to finance the deal so sellers more willing to carry out their own terms, aka seller finance. now if we looking at it from operation stand point, 30-40 units complex is the perfect size for small owner-operator, it is efficient, all within centralized location, all build similarly with standard common parts, and best of all, its rent roll can support a full time maintenance and a part time housekeeping, and you be semi hands free, only need to work 3-4 hours a day for scheduling and paper work.
category 4, believe or not, you can get financing for these, and its not that hard, all you need is a 90+% rent roll and P&L, Fanne Mae is happy to hand over you money, cost of fiance is about 6-8% so yes there is light at the end of the tunnel. but the issue is, with this size, you will need an office assistant but you still have to work as hard and same hours as smaller projects and make same amount of money, you will need 1 office assistant, 2 handyman and a full time housekeeping, the payroll ate all your gains.
category 5, actually I say 120 units or more, is the breaking point for true hands free, you are the boss and can sit on the beach and do everything from you cell phone as long as you have a trust worthy manager in place.
category 6, lol, I am still working on it.
for us self-manage small landlords, a well greased operation with a 40 units complex should able give you a NOI about 100k-150k each year while only require minimum office hours.
统计信息: 发表于 由 jy101 — 2015-03-23 11:13 — 回复总数 10 — 阅读次数 35810
]]>
use coupon SEARS35OFF300
or if you play sears points, you can opt for 25% points back, which make it $362 less $90 points back.
统计信息: 发表于 由 jy101 — 2015-03-22 20:59 — 回复总数 0 — 阅读次数 21349
]]>
it cost us avg of $1.25 per day per unit to heat, so 5 days should save us $1000 on heating bill.
统计信息: 发表于 由 jy101 — 2015-03-22 11:33 — 回复总数 1 — 阅读次数 19380
]]>
the police did a 2 day search, went thru about half dozen units and no active labs were found, so we were given a clean bill of health, but they did discover materials related to meth cooking in the dumpster.
I am evicting 2 units may be involved.
统计信息: 发表于 由 jy101 — 2015-03-22 11:25 — 回复总数 2 — 阅读次数 20081
]]>
回头一看，恍若烟云。今天，在首期资金到位6个月后，稳步上升的销售和利润，向总部交了一份优秀的成绩，第二批资金会如期到帐。
回想辞职那些日子，思绪万千，恋恋不舍我一起工作的同事和福利极好的公司。心存忐忑，一颗红心也做了两手准备，如果和老大合作不成，我就专注房地产开发。但命运带给我的是一笔资金，一种信任，一个和航母飞翔的机会，我接受了这份挑战，相比房地产来说，我更喜欢和商界领袖一起，做动态很强的商务市场运作。这些日子里，我见了很多商界的风云人物，能和他们一起工作是件很荣耀的事情。
老公一直具体管理我们的房地产投资，加之他一份稳定的W2和福利，给了我极好的支持。这年把无事，房租上涨迅猛，几个到期的租客在加租的前提下，续约。今年的一件大事是一个糖耗子因为隔壁漏水，HOA大动干戈，把一楼全拆光，保险付了一笔钱，费了我们的时间，但换我们一个新装修。
昨天爬到文学城，看到小小石头的问好，知道他在中国做生物技术公司。他早有了千万，也在经历中寻找人生的乐趣。
人生钱财不是目的，而过程才是。我也有千万梦，如果有天我们集团电商单独上市的那天，哈哈，黄粱美梦做做是可以的，醒了，还要继续实干。
也恭喜小翼加入无业游民的行列，找件自己喜欢的事做，这份自由在不差钱的前提下是千金难买。
周末听首经典歌，费玉清的“千里之外”。
统计信息: 发表于 由 SunshineInCA — 2015-03-20 17:48 — 回复总数 13 — 阅读次数 54061
]]>
这美好的春天对于我们有漫长夏日的休斯顿来说是如此的惬意和珍贵，我们理应去享受她，享受炎热酷暑前的凉凉春意。
本着我们休斯顿地主会的宗旨：吃吃喝喝顺便聊聊，计划组织一次羊年春游。一方面享受春天的好天气，一方面大家有机会聚一聚，聊聊房事，家事，天下事。lol
初步我们定在： 2015年3月28日星期六上午11am-下午2pm。
地点： Hermann Park 6001 Fannin St， Houston，Tx 77030
我们先要统计有多少人参加，以便准备饮料，餐点。我们基本会去餐馆订，费用参加的人平摊。我们也欢迎大家出主意怎么把这次活动搞得更好。要参加的同学请去Houston'TZLCGroup登记一下，名字和参加的人数，登记截止日期是3月24日子夜。欢迎大家踊跃参加！
统计信息: 发表于 由 千里66 — 2015-03-19 21:48 — 回复总数 3 — 阅读次数 20808
]]>